How to File a Successful Storm Damage Insurance Claim

Your roof and property can suffer extensive storm damages, whether it’s hail impacts or harsh winds. Any cracks or missing materials can allow water damage to the rest of your underlayment or decking. Without prompt shingle roof repair, you could notice water stains on your walls or ceiling to indicate storm damage.

Once a storm has gone through or you spot these water damages, it’s time to report them and file a claim. To ensure a smooth insurance claim process, it’s crucial to notify your insurance provider fast. Delaying the process could result in missing the deadline for filing a claim and being left to pay the cost of a roof replacement on your own.

However, navigating the complex storm damage insurance process can be daunting. That’s one way that Wright’s Roofing & Construction, Inc. can help. We have experience with all aspects of commercial or residential roof repair, so you can trust us when you call today about your storm damage!

Document Everything

If your roof has been damaged by a recent storm or you suspect it has, it’s important to gather evidence to support your insurance claim. Take detailed pictures of your damaged roofing and property to establish that the storm was the cause. It’s in the interest of an insurance provider to attribute damages to other things, like normal wear and tear, so your evidence can help prove otherwise.

At Wright’s Roofing & Construction, Inc., we have a lot of experience as one of the best roofing companies in Klamath Falls. When it comes to storm damage insurance claims and providing roof repair services, you can count on our assistance. Our team can provide guidance on the required documentation and help you increase your chances of filing a successful claim.

Once you’ve reported the storm damages, your insurance carrier will send out an adjuster to inspect your property. It’s a good idea to prepare copies of any receipts for roofing services and the photographs ahead of time for a faster process. When you’re looking for residential or commercial roofers that can help with your insurance claim and what comes after, give us a call now!

Contact Your Insurance Provider

After a storm has subsided, it’s crucial to inform your insurance provider of any damages to your roof and property in a timely manner. While waiting for the carrier to send an adjuster, you can take the time to make copies of all the photographs and receipts you’ve collected as evidence. It’s important to notify your insurance company promptly, because delaying the filing could cause your process to be pushed back or ignored entirely.

Research Roofing Contractors in Klamath Falls, OR

After reporting your storm damages and filing an insurance claim, it’s important to select a reliable contractor for your roof. You can start by looking at our reviews to read why we have such a positive reputation in the community. Still, we want you make an informed decision. You can try searching for “roofing companies near me” to pull up Wright’s Roofing & Construction, Inc. and other contractors in the area.

If the damages are bad enough that you need replacement roofs, you can be more specific with your searches for the best results. It’s important that reviews mention the service you need by name. Otherwise, the contractor in question might not provide the service you need. In our case, we’re prepared for anything from a roof repair to roof replacement near me.

We offer a wide range of services to ensure that your damaged roof will protect you. One of the most significant dangers of storm damage is water penetration, which can occur through outdated or worn materials. Water damage can also manifest on your ceiling, walls, and even the foundation of your building.

Heavy winds and hail can also tear up materials or pull them off completely. While your insurance company may have a preferred contractor, restoration work is exempt from that requirement, giving you the freedom to choose a roofing contractor near me that you trust. Wright’s Roofing & Construction, Inc. can be that contractor.

It’s worth noting, though, that some policies may include a “managed repair program” clause. This mandates that you have to use a specific contractor for covered property damages. It’s best to avoid such policies to keep your options open. When you need “roofing services near me,” call us first to save yourself time and get started with the best results!

What to Do When Your Claim is Processed

When filing an insurance claim for storm damage, it’s crucial to have a plan in place, as the processing time can take several months. While there are many options for roofers near me, attempting it on your own or hiring someone without experience can be dangerous and potentially worsen the damages, voiding warranties or ruining your claim.

Wright’s Roofing & Construction, Inc. has extensive experience in storm damage repair and roof replacement. We’ll begin with a thorough inspection to search your roof and property. Storm damage can show up in many ways, including mold, weakened decking, and water spots on your walls or ceiling.

After completing the inspection, we’ll recommend the right service to ensure your roof’s integrity. When you’re looking for a “roofing contractor near me,” you can rest assured that you’ve made the Wright decision when you call us today! We’ve worked on all types of commercial and residential roofs, so you can trust us with yours!

File for Claim Reversal

Severe storms can lead to significant damage to your property, requiring expensive roof repair or replacement. Insurance companies are designed to pay only what they deem necessary, though, so a successful claim may not mean full coverage for all that you need done.

To increase your chances of receiving full compensation, it’s crucial to maintain a comprehensive record of past roofing and document the storm damage. Wright’s Roofing & Construction, Inc. can provide you with claim advice and roofing services that you deserve, so call us today!

6 Tips for Filing Your Successful Claim

Whether you already have a claim filed and want quality roofing results, or you need help throughout the process, Wright’s Roofing & Construction, Inc. has the experience and expertise to help. We’ve worked for years in the roofing industry, so we can help, starting with 6 important pieces of advice:

Report any storm damage to your insurance provider as soon as possible. Your commercial or residential property can become severely damaged by a storm. When that happens, there will be a time-sensitive window of opportunity to file a claim. If you put it off too long, it could be ignored or pushed to the bottom of the pile.

When you contact your insurance company, have your policy number and a reachable phone number or email. How bad your storm damages are will impact the processing speed of your claim, which can take months to finish. It’s essential to inform your insurance company if your family has any unique needs, because this could help your claim.

Ask for an estimated timeframe for when the adjuster will contact you, so you can prepare your documentation. Keep the supervisor’s contact information on hand, too, in case the adjuster can’t reach you. If you need to file a claim for flood insurance, keep in mind that you’ll have to go to that provider separately.

Document the damage extensively, including pictures and receipts for any previous roof repairs or maintenance. Take detailed photographs of any damage caused by the storm and keep all relevant documents related to your property and roof over time. Make sure to document any professional roofing repairs or maintenance work done, and retain receipts as proof of service.

This evidence will support your claim and help prove that the damages were caused by the storm. When the insurance adjuster arrives to examine the damage, it’s important to make the process as smooth as possible. Date and value all your documentation to make it easy for the adjuster to review.

Turn on message alerts on your phone to stay up-to-date on your claim status. Nowadays, many insurance providers utilize SMS or text notifications to keep you aware of the progress of your claim. This includes notifications about the estimated reimbursement and the date it will be given. When you file your claim, if your alerts are enabled, you should get your first notification to know it’s working.

A journal can be a great way to organize information during your claim process. Anyone you speak of should be added to the journal, including their name, what position they hold, and what you talked about. You should also write down the date and time of your interaction. The more details the better, because these could all come into play down the line in case you need to file a claim reversal.

Wait for the insurance company or a legal reason to dispose of anything damaged by the storm. The inspection by the adjuster and the claim might require evidence to be reflected on, so it’s critical to not get rid of anything until you’re told to. If you’re required by local laws to dispose of something affected by the storm, take detailed pictures and document everything beforehand.

Have the contact information of emergency services in your area handy. After a storm, these services could be crucial to temporarily protect your home or business from worse storm damage. This might be boarded windows and doors, placing a tarp over a hole in the roof, or getting water out of your property that leaked through.

If the damages are bad enough from a storm to render your living conditions uninhabitable, you could be given a living expenses allowance by your insurance company while the claim goes through. Wright’s Roofing & Construction, Inc. offers professional services to keep you secure and help you through the complexities of an insurance claim. The next time a storm has you searching for roofing contractors near Klamath Falls, OR, give our trained experts a call and feel confident that we’ll be with you every step of the way!